body {
/*background-image:url(images/home_bg.jpg);*/
background-position:bottom;
background-repeat:no-repeat;
/*background-color:#A3D29C;*/
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
}

td
{
font-family:Arial;
font-size:12px;
}
a
{
font-family:Arial;
font-weight:bold;
font-size:12px;
color:#000000;
text-decoration:none;
}
a:hover
{
font-family:Arial;
font-weight:bold;
font-size:12px;
color:#ffffff;
text-decoration:none;
}
a:focus {
color:#ffffff }
a:focus:hover { color:#000000 }

.active
{
font-family:Arial;
font-weight:bold;
font-size:12px;
color:#ffffff;
}
.faq
{
font-family:Arial;
font-size:12px;
color:#4F684C;

}
.spacing
{
padding-left:20px;
}
.spacingbot
{
padding-bottom:70px;
}
.txtbox
	{
	font-family= Verdana; font-size: 11px; font-weight: bold; height: 12px; width: 15px; border: 1px #ffffff solid; background-color:white; cursor: pointer; 
	}
	
.switchhead{
font-family:Arial;
font-weight:bold;
font-size:12px;
color:#000000;
text-decoration:underline;
}
a.switchhead:link, a.switchhead:visited, a.switchhead:active {
color: #000000; text-decoration:underline;
}
a.switchhead:hover{
color:#ffffff;
text-decoration:none;
}